Improper Use of Dashcam Could Lead to Fines, Warn Experts
Experts are cautioning motorists about the potential costly consequences of mishandling dashcams. With a rising number of drivers, 18% to be exact, utilising dashcams to protect themselves against fraudulent claims and disputes, there is a growing concern over the lack of awareness regarding the proper installation and disclosure requirements to insurers. Failure to abide by these guidelines could result in fines amounting to £1,000, acquisition of six penalty points on one’s license, and even the voiding of insurance policies.
Online platform Big Wants Your Car, which specialises in used car sales, is advising drivers to meticulously adhere to The Highway Code as well as guidelines set by their insurance providers. They stress the importance of ensuring the correct installation of dashcams and emphasise the need for clear communication with insurers to prevent any potential penalties or legal issues. By staying informed and compliant, drivers can optimise the benefits of dashcams while sidestepping any unwanted repercussions.
A spokesperson highlighted the significance of informing insurers about the installation of dashcams. Failing to disclose this information can be viewed as non-compliance, potentially leading to rejected claims following an accident and the likelihood of increased premiums in the future. Despite the security benefits provided by dashcams, it is imperative for drivers to adhere to the specific rules outlined by their insurers to maintain the validity of their coverage.
While dashcams are esteemed for their role in safeguarding individuals against deceitful claims and reducing insurance costs, drivers must not overlook the need to inform their insurers when hard-wiring the devices into their vehicles. This crucial step ensures that policies remain up to date and enables a seamless claims process when required. Furthermore, drivers should be mindful of where they place their dashcams to avoid incurring fines of up to £1,000 and receiving three penalty points, in accordance with Rule 30 of The Highway Code.
Contrary to common misconceptions, not all dashcams are treated uniformly by insurers. Dash cams that are hard-wired alter a car’s electrical system, categorising them as modifications that necessitate disclosure to insurance providers. Moreover, using a dashcam while driving is analogous to using a handheld phone, constituting a breach of Rule 149 of The Highway Code. Infringements of this nature could result in penalties of £1,000 and up to six penalty points on one’s license. Hence, it is essential to activate the dashcam before commencing a journey to avoid potential legal ramifications.
An additional cautionary note centres on the sharing of dashcam footage on social media platforms. Despite the temptation to publicise such material, individuals should exercise discretion as it may infringe upon privacy laws and interfere with legal proceedings. The Crown Prosecution Service advises against disseminating dashcam footage publicly, as this action could render it inadmissible in court, impacting the outcome of legal cases. By refraining from sharing such content, individuals can maintain the integrity of any potential legal proceedings.
In conclusion, the integration of dashcams into vehicles marks a positive development in bolstering road safety measures and protecting drivers from unfounded claims. However, to fully leverage the benefits of dashcams while steering clear of potential penalties and legal complications, drivers must adhere to proper installation protocols, disclose information to insurers, and exercise caution in their use of dashcam footage. By upholding these standards, motorists can navigate the road with greater assurance and security.