Money experts advise tearful 60-year-old laid off after using most of her workplace pension. An anonymous caller named Betty, who had been recently laid off, sought advice on her retirement prospects. Betty, who had $50,000 in her pension and $150,000 in cash, owns a triplex property that brings in $30,000 annually. Experts suggested considering the triplex as a valuable asset and investing the cash wisely. They recommended building up emergency funds and exploring flexible work opportunities.