Homeowners could be unknowingly putting their homes and finances at risk with certain DIY projects. Experts warn that seemingly harmless tasks, such as fixing a boiler or installing solar panels, could potentially void home insurance policies and lead to costly consequences.
Katharine Allison, an Energy Expert at Independent Advisor, has identified four common DIY projects that can cause major trouble for homeowners. The first project she highlighted is boiler repairs. While it may be tempting for homeowners to tackle boiler issues themselves, improper repairs can void home insurance and pose serious risks such as gas leaks and fires. Insurance policies often require a Gas Safe registered engineer for boiler repairs, and a failed DIY attempt could result in an insurer refusing to cover the costs.
Installing solar panels is another DIY project that can jeopardise home insurance coverage. The complex electrical work needed must comply with Building Regulations Part P in the UK. Incorrect installation can lead to electrical faults, roof damage, and fires, potentially leaving homeowners responsible for expensive repairs.
Constructing garden sheds, though seemingly straightforward, can also impact home insurance if not done correctly. Building a garden office or shed that does not meet building regulations could result in insurers refusing to cover any related issues, leaving homeowners financially burdened.
Finally, attic conversions can be a risky DIY project, as they often involve structural changes, electrical work, and insulation upgrades. Without proper planning and professional help, homeowners could face significant financial burdens and jeopardise their insurance coverage. Experts emphasise the importance of calling in professionals for such projects to ensure safety and compliance with regulations.
For those considering DIY projects, it is essential to proceed with caution and seek expert advice when in doubt. Knowing when to call in professionals can help avoid costly mistakes and safeguard both homes and finances in the long run.