Gen Z confident in investment skills despite saving less. A study of 2,000 adults found 66% of under-27s believe they can grow money best. Millennials most likely to use stocks and shares ISA. Baby Boomers save the most but keep money in current accounts. Millennials save £5,036 annually. Baby Boomers have £27,966 saved. Gen Z most inclined to save. Millennials dissatisfied with revenue growth. All generations cautious due to fear of risk and lack of knowledge. Confidence in saving increased post-government change. Financial regulator aims to reduce cash savings by 2025. Saving and investing go hand in hand for financial growth. Gen Z most open to investing. Some held back by lack of knowledge, high living costs, and low income. Overall, lack of knowledge is the main barrier to investment. Confidence in saving and investing key to growing money.